Debt Recovery

We work closely with clients to understand their recovery objectives and develop strategies that prioritise timely, cost-effective and commercially appropriate recovery. The department has particular experience in large-scale debt recovery, including the review of substantial loan portfolios to identify irregular lending practices, documentation gaps and other issues that may affect recoverability.

This approach has enabled our clients to recover significant overdue facilities while managing legal and commercial risks and where possible, avoiding protracted litigation. We have been involved in several high-profile debt recovery matters, some of which include:

Credentials

Representing an international financial institution with a presence in Kenya on a debt collection matter worth USD $4.8 million.

Representing a financial institution with a presence in Kenya on a debt collection matter worth USD$ 18 million.

Management of a KES 13 billion litigation portfolio for a leading Tier-1 bank across 30+ high-stakes matters, achieving success through litigation and complex out-of-court settlements.

Engaging in multi-forum proceedings for a Shari’a-compliant commercial bank involving USD 18 million letters-of-credit facility successfully opposing interlocutory injunctions, securing striking out of proceedings and discharging conservatory orders at the High Court and across jurisdictions.

Secured repayment of a USD 4,007,815 non-performing facility in a high-value debt recovery claim, bypassing protracted litigation through meticulous analysis of settlement admissions.

Negotiated a structured settlement in a KES 296.5 million defaulted facility secured against prime real estate.

Coordinated recovery of over KES 1.1 billion within 2025 from a distressed debt portfolio for a recently acquired bank, through aggressive enforcement and structured settlement frameworks.